The School shall comply with all laws, rules and regulations of government regulatory agencies and authorities that oversee the school, as required under the Higher Education Act, the DOE, and our accrediting commission. In the case of any conflict between these agencies any with rules and regulations, the strictest of any federal, state or local law shall prevail. The School, corporate employees and staff of Hawaii Institute of Hair Design will not accept anything of value from any bank or institution that offers student loans to our students. All dealing with financial aid, including loans for students must be fully performed by employees the Hawaii Institute of Hair Design or our school management firm and not representatives of the Lending institutions The school does not offer private loans, does not keep a list of private lenders, and will not accept anything from private lenders as concessions or agreements for accepting private loans. The school does participate with the Direct Loan Program and may use educational information and materials provided by the government and their servicing agencies. Institutional award notifications and other related materials provided shall detail individual components of the institution’s Cost of Attendance, use standard terminology, clearly identify each award, indicating type of aid, and provide renewal requirements for each award.

* Refund priorities will be adjusted to comply with Federal Regulations. www.studentaid.ed.gov